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PEM LIFE Mission

Of all the ways to serve others, providing an education is perhaps the most important.

PEM LIFE is dedicated to fundamentally changing the way we educate our youth about personal finance, providing students with a practical, real-world understanding of the impact that the financial decisions they are making today, will have on their future. Fostering the ability to create sustainable balance between their current lifestyle desires, and future lifestyle requirements.

Our mission is to increase the value of the foundation provided by our educational system by giving students access to a more comprehensive financial education, and by providing instructors with the means to deliver it to them.

We focus on doing this in two ways:

  1. Bringing innovative communication tools on the subject of personal finance to students in the classroom with Personal Finance Illustrated®

  2. Empowering teachers to revolutionize the way they are able communicate financial ideas and concepts to their students using the Personal Economic Model®

An education which provides students with the ability to get a job and earn a living, but does not teach them how to manage the money they will earn is incomplete. No matter what career path a student chooses, they should not only understand how to create a sustainable financial lifestyle, but also acquire the skills required to evaluate how the financial decisions they are making today will directly impact the reality of their future.

We are committed to bringing fundamental tenants of financial efficiency to young adults in the classroom through innovative software tools designed to increase their comprehension of critical financial concepts. Helping our young people attain a level of financial understanding that they can immediately apply to becoming more efficient and independent in their own financial lives.

We seek to provide the education people need today, so that they are able to enjoy the future they are hoping for tomorrow.